3/1 & 5/1 Adjustable Rates

5/1 Adjustable ARM's
Rate Points APR Days Lock
3.25% 0 3.383 30
3.00% 1 3.217 30
2.75% 2 4.197 30
7/1 Adjustable ARM's
Rate Points APR Days Lock
3.625% 0 3.783 30
3.375% 1 3.575 30
3.125% 2 3.469 30

As of February 2, 2012

The above rates are based on conventional  loans from $150,000 to $417,000 . Please call for exact rates on your loan amount. Margin = 2.75 Caps =5/2/5

Telephone (305) 668-6100